Seriously? Why do they enjoy ruining people’s lives so much? It’s not even that they enjoy it, they thrive off of it. Why must they have the right to snoop around in everyone’s business and then charge exorbitant amounts of money for minor infractions? Then if that isn’t enough fun for them, they compound interest daily so that the amount you owe grows exponentially and no one is able to pay it off. Then when they don’t get their ridiculous amount of money (which is now more than twice the amount that was originally charged), they just walk right on over and take your house. How is that fair?